MOVING CHECKLIST
CHANGE OF ADDRESS
- POST OFFICE
- BANK
- CREDIT CARD COMPANIES
- FRIENDS AND RELATIVES
- INSURANCE COMPANIES - Life, Health, Fire, Auto
- AUTOMOBILE - Transfer of the car title registration, Driver’s License
- UTILITY COMPANIES - Gas, Light, Water, Phone, Cable
- REFUNDS OR DEPOSITS - Arrange pending
- SERVICE IN NEW LOCATION HOME
- DELIVERY - Laundry, Newspaper, Magazine Subscriptions
- SCHOOL RECORDS - Ask for copies or transfer children’s school records
- MEDICAL RECORDS - Medical, Dental, Prescription histories
- DOCTOR AND DENTIST - Ask for referrals
- TRANSFER NEEDED - Prescriptions, X-Rays, etc.
- CHURCH, CLUBS, CIVIC ORGANIZATIONS
- TRANSFER MEMBERSHIPS and get letters of introduction
- PETS - Ask about regulations of pet licenses, Vaccinations, Tags, etc.
ON MOVING DAY
- Carry Currency, Jewelry, Documents YOURSELF
- Plan for transporting pets - They can be poor traveling companions if unhappy
- Let a close friend or relative know the route and schedule you will travel, including overnight stops; use him/her as message headquarters.
- Double-check closets, drawers, and shelves to be sure they are empty.
- Leave extra keys needed by the new owner.
DON’T FORGET TO...
- Empty freezers - Plan use of food
- Defrost freezer / Refrigerator
- Have appliances serviced for moving
- Contact Utility companies for connection - Water, Power, Cable, Trash, Etc.
- Stay in Contact with your mover. Check with the following: Insurance coverage, packing and unpacking labor, arrival day, various shipping papers, method and time of expected payment.
- Plan special care and needs of infants, children, pets, and potted plants
PREPARATION BEFORE A SHOWING OR PHOTOS!
SELLERS should be counseled on protecting their valuables before photographs are taken and home showings are conducted. Some items should be hidden from plain sight, while others may be better off shredded, moved to another location, or placed in a safe deposit box at a nearby bank.
THINGS NOT TO BE LEFT OUT!
- jewelry
- antiques
- medications
- cash & checks
- bills with account numbers
- bank statements that include images of cleared checks
- photos that are too personal
- spare keys
- personal documents such as social security cards and passports
- briefcases, purses, computer bags
- small electronics, such as iPods, iPads, and laptops
SELLERS should be told that hiding valuables in the home does not protect them. Buyers frequently open cupboard doors and look in freezers, in closets, and under beds. Some may go further and look in dressers, even though they shouldn't.
WHO PAYS WHAT?
BUYER
- Escrow Fee
- Lenders Title Insurance Premium
- Mobile Notary (if applicable)
- Document Preparation Fee (if applicable)
- Recording Charges for all documents in the Buyer’s name
- Termite Inspection (according to contract)
- Tax Proration (from date of acquisition)
- Set up/Capital Contribution fees
- All new loan charges (except those required by the Lender for the Seller to pay)
- Interest on the new loan from the date of funding to 30 days prior to the first payment date
- Inspection fees (roofing, property inspection, etc.)
- Home Warranty (according to contract)
- Homeowners Insurance Premium for the first year
- FHA/VA upfront fees/premiums due at closing
SELLER
- Escrow Fee
- Owners Title Insurance Premium
- Transfer Tax
- Real Estate Commission
- HOA Sellers Package
- Document Preparation Fee for Deed
- Any loan fees required by Buyer’s Lender (VA, FHA)
- Pay off all loans in the Seller’s name
- Interest accrued to Lender being paid off, Statement fees, reconveyance fees, and any prepayment penalties
- Termite Inspection (VA Loan) (negotiable)
- Property Repairs (negotiable)
- Home Warranty (negotiable)
- Any judgments, tax liens, etc., against the seller
- Tax proration (for any taxes unpaid at the time of transfer of title)
- Any unpaid homeowner’s dues & transfer fees
- Recording charges to clear all documents of record against the Seller
- Any bonds or assessments (negotiable)
- Any and all delinquent taxes
- Mobile Notary (if applicable)